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Does microfinance empower women? : Evidence from self-help groups in India

Bali Swain, Ranjula, (författare)
Uppsala universitet, Nationalekonomiska institutionen
Yang-Wallentin, Fan, (författare)
Uppsala universitet, Statistik
Uppsala universitet Humanistisk-samhällsvetenskapliga vetenskapsområdet. Samhällsvetenskapliga fakulteten. Nationalekonomiska institutionen. (creator_code:org_t)
Uppsala universitet Humanistisk-samhällsvetenskapliga vetenskapsområdet. Samhällsvetenskapliga fakulteten. Institutionen för informationsvetenskap. Statistik. (creator_code:org_t)
Ingår i: International review of applied economics. - Taylor&Francis Group. - 0269-2171 .- 1465-3486. ; 23:5, s. 541-556
  • Tidskriftsartikel (refereegranskat)
Abstract Ämnesord
  • Microfinance programmes like the Self Help Bank Linkage Program in India have been increasingly promoted for their positive economic impact and the belief that they empower women. However, only a few studies rigorously examine the link between microfinance and women's empowerment. This article contributes to this discussion by arguing that women's empowerment takes place when women challenge the existing social norms and culture, to effectively improve their well-being. It empirically validates this hypothesis by using quasi-experimental household sample data collected for five states in India for 2000 and 2003. A general model is estimated by employing appropriate techniques to treat the ordinal variables in order to estimate the impact of the Self Help Group (SHG) on women's empowerment for 2000 and 2003. The results strongly demonstrate that on average, there is a significant increase in the empowerment of women in the SHG members group. No such significant change is observed however, for the members of the control group. The elegance of the result lies in the fact that the group of SHG participants show clear evidence of a significant and higher empowerment, while allowing for the possibility that some members might have been more empowered than others.


NATURVETENSKAP  -- Matematik -- Sannolikhetsteori och statistik (hsv//swe)
NATURAL SCIENCES  -- Mathematics -- Probability Theory and Statistics (hsv//eng)
SAMHÄLLSVETENSKAP  -- Ekonomi och näringsliv -- Nationalekonomi (hsv//swe)
SOCIAL SCIENCES  -- Economics and Business -- Economics (hsv//eng)


SOCIAL SCIENCES Statistics, computer and systems science Statistics
SAMHÄLLSVETENSKAP Statistik, data- och systemvetenskap Statistik
SOCIAL SCIENCES Business and economics Economics
SAMHÄLLSVETENSKAP Ekonomi Nationalekonomi
microfinance; women’s empowerment; Structural Equation model

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