| 11. |
- Lindblom, Ted, 1956, et al.
(författare)
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Banks' Operational Risk Measurement in Practice: Swedish banks' adaptation to the Basel II accord
- 2009
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Ingår i: Wolpertinger Conference 2009, European Association of University Teachers of Banking and Finance, Sept 2-5, Rome, Italy.
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Konferensbidrag (övrigt vetenskapligt/konstnärligt)abstract
- Since the implementation of Basel II in 2007, risk management in banks includes capital adequacy requirement also for operational risk. A bank‟s exposure to risk may be evaluated based on three measurement approaches with different degree of sophistication. The aim of this paper is to evaluate Swedish banks‟ adoption of regulatory risk measurement approaches over the first two years of Basel II. Particular interest is paid to the impact of the financial crisis and the proportion of capital held by the banks depending on how they measure exposure to operational risk as well as in relation to their exposure to credit and market risk. We find that most banks are using the default approaches provided by the regulatory body as it does not pay off to use a more sophisticated approach. The use of more advanced approaches depends primarily on the size of the bank, but also its ownership. Finally, there is strong relationship between the banks‟ choice of operational risk approach and their regulatory approach used for measuring exposures to credit risk.
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| 12. |
- Lindblom, Ted, 1956, et al.
(författare)
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Basel III and Banking Efficiency
- 2013
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Ingår i: Bank Performance, Risk and Securitisation. Edited By Joseph Falzon.. - London : Palgrave Macmillan. - 9781137332080 ; , s. 20-36
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Bokkapitel (refereegranskat)abstract
- The overall aim of the Basel III accord is to minimize and preferably eliminate the risk of global financial turmoil’s in the future. The accord is emphasising the importance of increasing the capitalization of banks and their liquidity. In this chapter we analyse its likely impact on banking efficiency. The analysis is based on a fictitious bank, which is operating at the very edge of the Basel II regulatory capital requirement and gradually adapts to the new regulatory framework. This analysis demonstrates that the new liquidity and capital adequacy requirements of Basel III are likely to have substantial effects on both the returns and risk exposures of banks. The higher liquidity requirement will not only lower the bank’s liquidity risk, which will lead to less interest revenue, but the bank will also lower its interest rate risk exposure. The sharpened capital adequacy requirements will on one hand result in lower return on equity. On the other hand, the return on assets will increase due to a lower proportion of debt in the bank’s funding. The analysis also implies that Basle III will cause a large price effect if market competition is too weak to make banks price-takers. Hence, a bank’s customers will have to pay higher prices for loans of the same risk class and/or get paid lower interest rates on their savings and deposits.
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| 13. |
- Lindblom, Ted, 1956, et al.
(författare)
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Trade Credit and the Cost of Capital
- 2008
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Ingår i: proceedings from the the XLII EWGFM Meeting Stockholm May 2008.
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Konferensbidrag (refereegranskat)
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| 14. |
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| 15. |
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| 16. |
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| 17. |
- Basu Bal, Abhinayan, 1980, et al.
(författare)
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Different Perspectives on Supply Chain Finance – In search of a holistic approach
- 2017
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Ingår i: PLAN’s Research and Application Conference, 25-26 October, Gothenburg.
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Konferensbidrag (övrigt vetenskapligt/konstnärligt)abstract
- This paper discusses from a logistics services, financial and legal standpoint the possibility to deliver SCF solutions to the entire supply chain. Particularly the potential new role of LSPs as independent third parties that can assist in verification and risk assessment for trade financiers or add supply chain finance to the service portfolio. Based on a conceptual model defining supply chain finance and financial supply chain management, the research approach includes conceptual development complemented by financial and legal analysis. The findings in the areas of information asymmetry, visibility, working capital and division of roles can foster innovation in the financial technology arena for greater financial inclusion in international trade.
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| 18. |
- Basu Bal, Abhinayan, 1980, et al.
(författare)
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Different Perspectives on Supply Chain Finance – In search of a holistic approach
- 2018
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Ingår i: Gong, S., Cullinane, K., (Eds.) Finance and Risk Management for International Logistics and the Supply Chain, 1st Edition. - Oxford : Elsevier. - 9780128138304 ; , s. 35-54
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Bokkapitel (refereegranskat)abstract
- This chapter discusses from a logistics services, financial and legal standpoint the possibility to deliver Supply Chain Finance (SCF) solutions to the entire supply chain. Particularly the potential new role of Logistics Service Providers (LSPs) as independent third parties that can assist in verification and risk assessment for trade financiers or add SCF to the service portfolio. Based on a conceptual model defining SCF and financial supply chain management, the research approach includes conceptual development complemented by financial and legal analysis. The findings in the areas of information asymmetry, visibility, working capital and division of roles can foster innovation in the financial technology arena for greater financial inclusion in international trade.
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| 19. |
- Lindblom, Ted, 1956, et al.
(författare)
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Retail Integration Strategies in the EU: Scandinavian Grocery Retailing
- 2004
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Ingår i: International Review of Retail, Distribution and Consumer Research. ; 14:2, s. 171-197
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Tidskriftsartikel (refereegranskat)abstract
- Until recently, restructuring activity in the EU retail industry has primarily been domestically oriented and focused upon growth opportunities in the retailers’ home market. Alongside the on-going harmonization and integration of European markets, grocery retailers have become increasingly interested in cross-border integration activity. Although a salient feature of Scandinavian grocery retailing, this (r)evolution of the industry has attracted only minor attention in academic literature. This paper examines the motives and strategies underlying the intensified integration activity of Scandinavian grocery retailers in general and their integration across national as well as industry boundaries, in particular. The analysis of recent integration events displays a fairly balanced distribution between proactive and reactive motives, albeit the former motive tends to dominate in the case of grocery retailers’ integration activity across industry borderlines. Above all, the proactive motive has been apparent in many of the recent partnerships established laterally between Scandinavian grocery retailers and other companies.
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| 20. |
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