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- Bali Swain, Ranjula
(författare)
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The Demand and Supply of Credit for households
- 2007
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Ingår i: Applied Economics. - : Informa UK Limited. - 0003-6846 .- 1466-4283. ; 39:21, s. 2681-2692
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Tidskriftsartikel (refereegranskat)abstract
- The demand and supply of credit in the rural credit markets is investigated in this article using household data from India. The aim is to study the effects of household, farm productive characteristics and the policy variables on the demand and supply of credit. A type 3 Tobit model is estimated which corrects for sample selection and endogeniety bias. In addition, a generalized Double Hurdle model is estimated where the information on the household's access to credit is included to estimate the demand and supply of credit. The results suggest that the size of the operational holdings, net-wealth, dependency ratio, educational level of the household and the wages and output prices are important determinants of the demand and supply of credit for farm households. The Double Hurdle model confirms that the 'size of land owned' plays a crucial role in whether the household has access to a loan or not.
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| 2. |
- Bali Swain, Ranjula, 1968-
(författare)
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Money With a Mission, Volume 1, Microfinance and Poverty Reduction, by James Copestake, Martin Greely, Susan Johnson, Naila Kabeer, and Anton Simanowitz. Warwickshire, UK: Practical Action, 2006. 272 pp. ISBN-978-1853396144
- 2009
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Ingår i: Feminist Economics. - : Informa UK Limited. - 1354-5701 .- 1466-4372. ; 15:2, s. 103-106
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Recension (övrigt vetenskapligt/konstnärligt)
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| 3. |
- Bali Swain, Ranjula, et al.
(författare)
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Does microfinance empower women? : Evidence from self-help groups in India
- 2009
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Ingår i: International review of applied economics. - : Taylor&Francis Group. - 0269-2171 .- 1465-3486. ; 23:5, s. 541-556
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Tidskriftsartikel (refereegranskat)abstract
- Microfinance programmes like the Self Help Bank Linkage Program in India have been increasingly promoted for their positive economic impact and the belief that they empower women. However, only a few studies rigorously examine the link between microfinance and women's empowerment. This article contributes to this discussion by arguing that women's empowerment takes place when women challenge the existing social norms and culture, to effectively improve their well-being. It empirically validates this hypothesis by using quasi-experimental household sample data collected for five states in India for 2000 and 2003. A general model is estimated by employing appropriate techniques to treat the ordinal variables in order to estimate the impact of the Self Help Group (SHG) on women's empowerment for 2000 and 2003. The results strongly demonstrate that on average, there is a significant increase in the empowerment of women in the SHG members group. No such significant change is observed however, for the members of the control group. The elegance of the result lies in the fact that the group of SHG participants show clear evidence of a significant and higher empowerment, while allowing for the possibility that some members might have been more empowered than others.
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| 6. |
- Larsson, Mats, 1953-, et al.
(författare)
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Samverkan och konkurrens inom svensk försäkring
- 2009
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Ingår i: Folksam 1908-2008. Volym 2. Mer än endast försäkring. - Stockholm : Informationsförlaget. - 9789177365891 ; , s. 179-209
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Bokkapitel (övrigt vetenskapligt/konstnärligt)
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| 9. |
- Bali Swain, Ranjula, et al.
(författare)
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Does Self Help Group Participation Lead to Asset Creation?
- 2009
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Ingår i: World Development. - : Elsevier BV. - 0305-750X .- 1873-5991. ; 37:10, s. 1674-1682
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Tidskriftsartikel (refereegranskat)abstract
- We evaluate the effect of Self Help Group participation on a long term impact parameter, namely asset creation. Indian Self Help Groups (SHGs) are unique in that they are mainly NGO-formed microfinance groups but later funded by commercial banks. The results reveal that longer membership in SHGs positively impacts asset creation, robust to various asset specifications. With longer participation in SHGs, members move away from pure agriculture as an income source towards other sources such as livestock income. Training by NGOs positively impacts asset creation but the type of SHG linkage per se has no effect.
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