Sökning: id:"swepub:oai:gup.ub.gu.se/329080" >
Modelling banks’ le...
Modelling banks’ lending and deposits using the aggregate equilibrium approach
-
- Lindblom, Ted, 1956 (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och Finansiell ekonomi & logistik,Department of Business Administration, Industrial and Financial Management & Logistics
-
- Sjögren, Stefan, 1965 (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och Finansiell ekonomi & logistik,Department of Business Administration, Industrial and Financial Management & Logistics
-
- Mallios, Aineas, 1988 (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och Finansiell ekonomi & logistik,Department of Business Administration, Industrial and Financial Management & Logistics
-
(creator_code:org_t)
- 2023
- 2023
- Engelska.
-
Ingår i: 2023 Wolpertinger Annual Conference, August 31th - September 3rd, Finland, University of Vaasa.
- Relaterad länk:
-
https://gup.ub.gu.se...
Abstract
Ämnesord
Stäng
- We use the aggregate equilibrium approach (AEA) framework to demonstrate how different degrees of bank competition on lending and deposits markets affect market efficiency, bank profitability, and social welfare. We explain why an interbank market among banks with different costs for producing loans and deposits improves the efficiency of financial intermediation. Banks with imbalances in their loans could benefit by borrowing from banks with surplus of deposits. In the presence of an interbank market for lending and deposits, we show that banks’ aggregate profits increase without affecting the surplus of banks’ customers.
Ämnesord
- SAMHÄLLSVETENSKAP -- Ekonomi och näringsliv (hsv//swe)
- SOCIAL SCIENCES -- Economics and Business (hsv//eng)
Nyckelord
- Interbank market
- banks
- financial intermediation
- competition
- aggregate equilibrium approach
Publikations- och innehållstyp
- vet (ämneskategori)
- kon (ämneskategori)