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Sökning: onr:"swepub:oai:DiVA.org:umu-86957" > Aiming for a percei...

Aiming for a perceived partnership in relationship lending : a viable tool for differentiation in financial services?

Lundahl, Nicolaus (författare)
KTH,Centrum för bank och finans, Cefin
Silver, Lars, 1966- (författare)
Umeå universitet,Företagsekonomi
 (creator_code:org_t)
InderScience Publishers, 2013
2013
Engelska.
Ingår i: International Journal of Management and Enterprise Development. - : InderScience Publishers. - 1468-4330 .- 1741-8127. ; 12:4, s. 277-295
  • Tidskriftsartikel (refereegranskat)
Abstract Ämnesord
Stäng  
  • Technological advances, changed regulations and intense competition are a reality for service providers in various industries. For banks, these changes have mostly served transactional approaches. In addition to being of crucial importance for the economy, small and medium sized enterprises (SMEs) are important customers for banks. SMEs often perceive banks as standardised organisations offering identical products and services. Using concepts such as core services reliability, relational services reliability and customer satisfaction, this study investigates whether aiming for a perceived partnership can be a viable differentiating tool for a service provider in a competitive environment consisting of increasingly larger and standardised institutions. The study's hypotheses were tested by the use of structural equations' modelling on questionnaire responses from 343 Swedish SMEs. The results suggest that service providers aiming for a relationship differentiating them from their competitors must, in addition to provide core services, focus on relationship building interactions.

Ämnesord

SAMHÄLLSVETENSKAP  -- Ekonomi och näringsliv -- Företagsekonomi (hsv//swe)
SOCIAL SCIENCES  -- Economics and Business -- Business Administration (hsv//eng)
SAMHÄLLSVETENSKAP  -- Ekonomi och näringsliv (hsv//swe)
SOCIAL SCIENCES  -- Economics and Business (hsv//eng)

Nyckelord

banking
small and medium-sized enterprise
SMEs
customer satisfaction
service marketing
relationship lending
structural equation modelling
SEM
Sweden
perceived partnerships
differentiation
financial services
core services reliability
relational services reliability
customer relationships
bank customers
företagsekonomi
Business Studies

Publikations- och innehållstyp

ref (ämneskategori)
art (ämneskategori)

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