| 11. |
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| 12. |
- Andersson, Lars Fredrik, Docent, 1974-, et al.
(författare)
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Did statutory insurance improve the welfare of Swedish workers? : The statutory workplace accident insurance act of 1916
- 2022
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Ingår i: Labor history. - : Routledge. - 0023-656X .- 1469-9702. ; 63, s. 210-233
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Tidskriftsartikel (refereegranskat)abstract
- Welfare researchers have regarded statutory accident insurance in 1916 as a starting point for the exceptional expansion of the Swedish welfare state. However, rather less attention has been paid to the roles played by mutual insurance societies and employer compensation schemes in offering voluntary welfare protection. We argue that voluntary welfare protection was an integral part of the early-twentieth century welfare system and played a crucial role in protecting workers in the case of sickness and accident. We also examine the limitations of these arrangements and explore the ways in which the design of the statutory scheme ensured that there was a continuing role for voluntary provision after the new Act came into operation. We also explore the impact of the scheme on wage levels, and show how its introduction eroded the wage premiums which had previously been earned by workers in high-risk industries.
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| 13. |
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| 14. |
- Andersson, Lars-Fredrik, 1974-, et al.
(författare)
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Exclusion of women and organizational characteristics : Swedish mutual health insurance 1901-1910
- 2019
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Ingår i: Business History. - : Routledge. - 0007-6791 .- 1743-7938. ; 61:8, s. 1352-1378
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Tidskriftsartikel (refereegranskat)abstract
- Mutual societies have been recognised for their ability to mitigate information asymmetry. Although successful in reducing sickness claims, the exclusion of women was common. Health insurance societies argued the exclusion was a means to reduce adverse selection and moral hazard since women were regarded as higher risk. In this paper, we explore differences in organisational characteristics between societies that excluded and societies that did not exclude women as members between 1901 to 1910. Based on panel data, the study shows that societies that excluded women were less successful in keeping down sickness claims, in relation to benefits, than gendermixed societies
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| 15. |
- Andersson, Lars Fredrik, 1974-
(författare)
-
Företagsdynamik och tillväxt : En kartläggning och analys av företagsdynamikoch arbetsproduktivitetstillväxt i Sverige
- 2006
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Rapport (övrigt vetenskapligt/konstnärligt)abstract
- This book examines the dynamic relation between firm demography and aggregate productivity growth in Sweden during the period 1997-2003. By using enterprise demography data, the interaction between micro dynamics and aggregate productivity growth is discerned. The result shows that the contribution of entry and exit of firms on aggregate productivity growth is small but still positive for the total economy, suggesting that entering firms are more productive than exiting firms. The book shows that the productivity growth within the continuing firms is the key factor of the aggregated productivity growth.
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| 16. |
- Andersson, Lars Fredrik, Docent, 1974-, et al.
(författare)
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Household risk strategies during a pandemic : Experiences from the 1918 influenza pandemic
- 2020
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Rapport (övrigt vetenskapligt/konstnärligt)abstract
- The corona crisis has during the year 2020 put large pressure on the economy. Only time can tell whether the corona crisis will have permanent effects on corporate and household behaviour and how it will affect society at large. This article examines historical experiences of how households managed the financial consequences of the rising mortality during the 1918 influenza pandemic. We find that the pandemic led to an immediate and major increase in primarily industrial life insurance policies on small sums designed for blue-collar workers. The increase in new policies did however not have a lasting effect. When the pandemic had faded over, the number of policies had dropped to bellow pre-pandemic conditions. This historical experience underlines that there are limits to the extent to which even a major shock, such as a pandemic, can lead to the kinds of behavioural change on which recent policies have been predicated.
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| 17. |
- Andersson, Lars Fredrik, Docent, 1974-, et al.
(författare)
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Household risk strategies during a pandemic – experiences from the 1918 influenza pandemic
- 2023
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Ingår i: Scandinavian Economic History Review. - : Routledge. - 0358-5522 .- 1750-2837. ; 71:1, s. 36-57
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Tidskriftsartikel (refereegranskat)abstract
- In 2020, The COVID-19 crisis has put great pressure on the economy worldwide. Only time can tell whether the COVID-19 crisis will have permanent effects on corporate and household behaviour and how it will affect society at large. This article examines historical experiences of how households managed the financial consequences of rising mortality during the 1918 influenza pandemic. We find that the previous pandemic led to an immediate and major increase in primarily small-sum industrial life insurance policies designed for blue-collar workers. The increase in new policies did not, however, have a lasting effect. By the time the pandemic had faded, the number of policies had dropped to below pre-pandemic conditions. This historical experience underlines the fact that there are limits to the extent to which even a major shock, such as a pandemic, can lead to behavioural change among households as currently being predicted in relation to COVID-19.
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| 18. |
- Andersson, Lars Fredrik, Docent, 1974-, et al.
(författare)
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Hushållens riskstrategier under en pandemi – erfarenheter från spanska sjukan
- 2020
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Ingår i: Ekonomisk Debatt. - Stockholm : Nationalekonomiska föreningen. - 0345-2646. ; 48:8, s. 73-78
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Tidskriftsartikel (övrigt vetenskapligt/konstnärligt)abstract
- Vi befinner oss i en pandemi som befaras få stora konsekvenser för samhällsekonomin. I denna artikel undersöker vi historiska erfarenheter av hur hushåll hanterade finansiella risker orsakade av influensa-epidemin spanska sjukan, 1918–20. Spanska sjukan ökade livförsäkringstagandet under de år som sjukdomen härjade, men fick inga bestående effekter på hushållens riskstrategier. Erfarenheterna från spanska sjukan inger begränsade förhoppningar för den ökade invididualiseringen av krisansvaret vi sett under senare år, exempelvis har ansvaret för beredskapslager delvis lyfts över mot hushållen. För att vi ska vara rustade för nya pandemier krävs politisk konsensus kring att pandemiberedskap bör vara ett långsiktigt, samhälleligt åtagande.
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| 19. |
- Andersson, Lars Fredrik, 1974-, et al.
(författare)
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Insurance models and climate risk assessments in a historical context
- 2016
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Ingår i: Financial History Review. - : Cambridge University Press. - 0968-5650 .- 1474-0052. ; 23:2, s. 219-243
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Tidskriftsartikel (refereegranskat)abstract
- Adaptation to the consequences of climate change has developed as a growing field of concern in the insurance business. However, climate related risks is not entirely a new field in insurance. Historically, a large number of insurance organizational choices and strategies have been used to mitigate the financial impacts of extreme events and uncertainties associated with climate change. Taking the case of forest in Sweden, this paper reviews the ways in which climate related risks such as storm/wind and fire risks have been assured. The study shows that climate related risks generally has increased over time and that major hazard events have been decisive for the strategy and organization choices. The 20th century development shows that corporate insurance coverage increased by higher anticipated risk, while self-insurance and public insurance was reduced. However, in more recent time the expansion of corporate insurance has stagnated. Raised premiums and tighten terms following historically extreme weather events has led government and forest owners to assume more climate risks.
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| 20. |
- Andersson, Lars Fredrik, 1974-
(författare)
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Järnvägen omistlig del av Umeåregionens utveckling
- 2013
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Ingår i: Umeå 1314-2014. - Skellefteå : Artos & Norma bokförlag. - 9789188466822 - 9789175806686 ; , s. 142-143
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Bokkapitel (övrigt vetenskapligt/konstnärligt)
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