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- Larsson, Mats, 1953-, et al.
(författare)
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Risk Management in Early Banking : An International Perspective of Swedish Savings Banks, 1820-1910
- 2021
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Bok (refereegranskat)abstract
- This book deals with risk management and the organisation of banking in Swedish savings banks alongside the development in other European countries. The period of analysis begins with the establishment of the first savings banks in 1820 and ends in 1910. During this period, banking developed as a well-functioning system for deposits and credits. The book focuses on this development from a theoretical perspective connected to risk management and the role of trust and legitimacy in credits and savings. The analysis deals with the overall development of the Swedish banking system and the role of savings banks as well as bank connections with different groups of customers. Of interest to financial historians, academics, and researchers, it also analyses the role of insider lending and the practical aspects of granting credits, such as the use of collaterals and the level of interest rates to compensate higher risks.
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| 2. |
- Larsson, Mats, 1953-, et al.
(författare)
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To remember or forget? : Financial crises and regulatory regimes in Sweden
- 2021. - 1
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Ingår i: Remembering and learning from financial crises. - Oxford : Oxford University Press. - 9780198870906 ; , s. 105-130
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Bokkapitel (refereegranskat)abstract
- Since the early twentieth century, the Swedish financial system has experienced five major financial crises—both domestic and internationally generated. With three crises within 25 years, the use of memories from previous financial problems seems a little far-fetched. But so far this has not explicitly been analysed. However, with sources from official investigations, material from the Swedish central bank (the Riksbank) as well as memos from the Bank Inspection Board and larger commercial banks, it would be possible to reconstruct how experiences from earlier financial crises influenced banks risk management and business strategies. During the financial crisis of the 1990s the lack of memories from the 1920s and 1930s was noticed. It was said that knowledge of risk management had been reduced during 60 years of governmental control. This chapter explores this loss of memory using archives and interviews.
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