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Benefits from a Cha...
Benefits from a Changing Payment Technology in European Banking
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- Humphrey, David (författare)
- Florida State University
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- Willesson, Magnus (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och finansiell ekonomi,Department of Business Administration, Industrial and Financial Management Group,School of Business, Economics and Law, University of Gothenburg
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- Bergendahl, Göran, 1940 (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och finansiell ekonomi,Department of Business Administration, Industrial and Financial Management Group,School of Business, Economics and Law, University of Gothenburg
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- Lindblom, Ted, 1956 (författare)
- Gothenburg University,Göteborgs universitet,Företagsekonomiska institutionen, Industriell och finansiell ekonomi,Department of Business Administration, Industrial and Financial Management Group,School of Business, Economics and Law, University of Gothenburg
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(creator_code:org_t)
- 2006
- 2006
- Engelska.
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Ingår i: Journal of Banking & Finance. - 0378-4266 .- 1872-6372. ; 30:6, s. 1631-1652
- Relaterad länk:
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https://urn.kb.se/re...
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https://gup.ub.gu.se...
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Abstract
Ämnesord
Stäng
- An “output characteristics” cost function is used to identify payment sources of technical change in European banking and estimate associated benefits. As the share of electronic payments in 12 European countries rose from 0.43 in 1987 to 0.79 in 1999 and ATMs expanded while the number of branch offices was constant, bank operating costs are $32 billion lower than they otherwise might have been, saving 0.38% of the 12 nations’ GDP. Policies facilitating these changes (antitrust exemptions to weakly coordinate implementation of payment service pricing) would permit benefits to be more fully realized.
Ämnesord
- SAMHÄLLSVETENSKAP -- Ekonomi och näringsliv -- Nationalekonomi (hsv//swe)
- SOCIAL SCIENCES -- Economics and Business -- Economics (hsv//eng)
- SAMHÄLLSVETENSKAP -- Ekonomi och näringsliv -- Företagsekonomi (hsv//swe)
- SOCIAL SCIENCES -- Economics and Business -- Business Administration (hsv//eng)
Nyckelord
- Payments; Technical change; Europe
- Economics
- Nationalekonomi
- Företagsekonomi
- Business administration
- Payments; Technical change; Europe
Publikations- och innehållstyp
- ref (ämneskategori)
- art (ämneskategori)
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