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Financial anxiety : a systematic review

Ahamed, A. F. M. Jalal, 1976- (author)
Högskolan i Skövde,Institutionen för handel och företagande,Forskningsmiljön Organisering för hållbar utveckling,Knowledge, Innovation and Marketing (KIM)
Limbu, Yam B. (author)
Department of Marketing, Montclair State University, Montclair, New Jersey, USA
 (creator_code:org_t)
2024
2024
English.
In: International Journal of Bank Marketing. - : Emerald Group Publishing Limited. - 0265-2323 .- 1758-5937.
  • Research review (peer-reviewed)
Abstract Subject headings
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  • Purpose: Financial anxiety has become a global concern and a growing research area with significant potential to contribute to the behavioral and personal finance literature. Despite this, the literature is fragmented and inconsistent. Prior studies vary greatly in the breadth of definitions and measures of financial anxiety. There has been no systematic evaluation of literature on financial anxiety antecedents, consequences, and coping strategies. This systematic review fills this gap. Design/methodology/approach: We followed the Preferred Reporting Items for Systematic Reviews and Meta-Analyses (PRISMA) guidelines. We searched Scopus and Web of Science and identified 55 eligible studies published between 2009 and 2024. Findings: Financial anxiety is defined and measured differently in different research domains. We identified several antecedents, including socio-demographic factors (e.g. gender, age, ethnicity, income, employment, racial background, and language proficiency), personality traits, compulsive and impulsive buying behavior, depression or other mental issues, family health issues, and the COVID-19 pandemic and consequences of financial anxiety, including psychological and psychic health, societal and personal relations, financial behavior and well-being, and job-related outcomes. In addition, the literature presents six financial anxiety coping strategies (self-imposed coping mechanisms, spiritual and theological resources, increased financial capability, social and family support, seeking professional help, and language proficiency training). Several future research directions are presented. Originality/value: This review represents the first systematic compilation and evaluation of the research findings on financial anxiety.

Subject headings

SAMHÄLLSVETENSKAP  -- Ekonomi och näringsliv -- Företagsekonomi (hsv//swe)
SOCIAL SCIENCES  -- Economics and Business -- Business Administration (hsv//eng)

Keyword

Financial anxiety
Financial concerns
Financial hardship
Financial stress
PRISMA
Systematic review
Knowledge and Innovation Management (KIM)
Knowledge and Innovation Management (KIM)

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