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The development of ...
The development of voluntary private health Insurance in the Nordic countries
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- Alexandersen, Nina (author)
- University of Oslo
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- Anell, Anders (author)
- Lund University,Lunds universitet,Företagsekonomiska institutionen,Ekonomihögskolan,Department of Business Administration,Lund University School of Economics and Management, LUSEM
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- Kaarboe, Oddvar (author)
- University of Oslo
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- Lehto, Juhani S (author)
- University of Tampere
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- Tynkkynen, Liina-Kaisa (author)
- Finnish National Institute for Health and Welfare
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- Vrangbaek, Karsten (author)
- University of Copenhagen
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(creator_code:org_t)
- 2016
- 2016
- English.
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In: Nordic Journal of Health Economics. - 1892-9729. ; 4:1, s. 68-83
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Abstract
Subject headings
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- The Nordic countries represent an institutional setting with tax-based health care financing and universal access to health care services. Very few health care services are excluded from what are offered within the publically financed health care system. User fees are often non-existing or low and capped. Nevertheless, the markets for voluntary private health insurance (VPHI) have been rapidly expanding. In this paper we describe the development of the market for VPHI in the Nordic countries. We outline similarities and differences and provide discussion of the rationale for the existence of different types of VPHI. Data is collected on the population covered by VPHI, type and scope of coverage, suppliers of VPHI and their relations with health providers. It seems that the main roles of VPHI are to cover out-of-pocket payments for services that are only partly financed by the public health care system (complementary), and to provide preferential access to treatments that are also available free of charge within the public health care system, but often with some waiting time (duplicate).
Subject headings
- MEDICIN OCH HÄLSOVETENSKAP -- Hälsovetenskap -- Hälso- och sjukvårdsorganisation, hälsopolitik och hälsoekonomi (hsv//swe)
- MEDICAL AND HEALTH SCIENCES -- Health Sciences -- Health Care Service and Management, Health Policy and Services and Health Economy (hsv//eng)
Keyword
- voluntary private health insurances
- complementary private health insurance
- duplicate private health insurance
- tax-policies
Publication and Content Type
- art (subject category)
- ref (subject category)
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